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Debt Repayment Calculator – offers.shepays.com

Debt Repayment Calculator

Input your details and receive a personalized roadmap to eliminate debt, including estimated payoff time and potential savings.

Credit Card Calculator

We think you’ll love these cards from our partners.
CK Editors’ Tips††: The best credit cards can help you earn rewards, build credit or manage debt. When you’re shopping for a card, consider the goals you’re trying to reach. Once you know what you’re looking for, you’re more likely to focus on the features that matter most to you.

Cash back
Rewards
Business
Secured
Airline
Student

These offers are no longer available on our site: Chase Freedom Flex℠, Chase Freedom Unlimited®, Bank of America® Premium Rewards® Visa® credit card, Chase Sapphire Preferred® Card, Citi® Secured Mastercard®

Editorial Note: Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when posted.

Written by: Tim Devaney

Whether you’re looking to build credit, get out of debt or earn rewards, we’ve compiled a list of the best credit cards on the market to help you find the right one for your wallet.

FAQ: Editors’ answers

This is the interest rate you expect to be charged on your loan. It's important to use an accurate estimate, as it significantly impacts your calculated EMI and total repayment amount.

This field allows you to specify the desired timeframe (in months) within which you want to repay your loan in full.

The "Total" amount represents the estimated total sum you will pay over the desired repayment period, including the initial balance owed and the accumulated interest.

While not explicitly stated, the calculator seems designed for personal loans and might not be suitable for other loan types with different structures or repayment terms.

No, the EMI amount provided by the calculator is an estimate based on your inputs. The actual EMI may differ depending on various factors, including the lender's final terms and conditions.

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We don’t share your personal information with unaffiliated third parties for their own advertising or marketing purposes.
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We use 128-bit or higher encryption to protect during the transmission of your data to our site.
¹Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the product shown, or whether you meet certain criteria determined by the lender. Of course, there’s no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don’t meet the lender’s “ability to pay standard” after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.
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